Our Services

All Your Loan Needs In One App Utajiri

 Download App

Download Utajiri Loan app from google play and install

 Apply a loan

Create account and apply loan in few minutes

 Receive your loan

Receive your loan direct to your mpesa account

 Repay your loan

Repay your loan on time and get limit increase

How it works?

Download the App from GOOGLE PLAY STORE or click Get it button below. After the Utajiri App is succesfully installed, register your details and apply for the loan.

  • Create An Account
  • Find Personal Terms
  • Get Money

Create An Account

Tell us something about you

Find Your Personal Terms

Get Money Anytime You Need

Access instant loan


Users can download Utajiri from Google Play and set up their account in seconds, fill out a set of questions, and get a decision on their loan application in minutes.

We are here because of you and your business. At Utajiri, we provide instant financial assistance through your smartphone, mindless of your financial history. This reduces documentation to increase reliability.

By using the Utajiri app, you are able to enjoy pocket friendly interest rates. Our main aim is to see you through this hard financial time using our fast and realiable loaning mobile application. .

Core Values

As a long established and trusted Kenyan loan company , our core values reflect what we believe in and are the foundations on which we have built our reputation over time. They identify our beliefs and influence the way we behave as a loan company and as individuals.

Our Core Values Are :






We are trusted by more than 1,000,000 users

" I have managed to expand my business all thanks to Utajiri. "

" I lost my job and needed startup for my new business idea. Then someone told me about Utajiri and I followed the easy steps. I am glad I listened. I still use it upto date.."

"Many instances when I need financial help, the people around me may not be willing to help out. But with Utajiri I do not need to knock at anybody's door. I got my phone."

"I can take care of emergencies within the click of a button. Thanks to Utajiri loans, I am able to rest assured that I will be ready for anything."

"Fees emergencies had always been my worst nightmare. When my salary is late, I pick up my phone and ask for a loan. The next call with be at the school and I am glad it has become possible by using Utajiri. It is that fast I tell you"